Sunday, May 17, 2020

Health and Wealth Event - 1619 Words

Finance is important to a business, without it, an organisation would not be able to run effectively, eventually leading the organisation to fail. The are many reasons why Finance is important to an organisation and many factors in can be used for, i.e. investing and purchasing fixed assets like land and building, necessary equipment and expanding the business. Organisations that have a solid finance available to their business are able implement changes that want, which could help to bring in more money to the organisation and allowing them to last and survive. There are two types of finances, external sources or internal sources. Sources of Finance: External sources of finance are available sources of income that have come from†¦show more content†¦Debentures holder has to paid interest regularly. They also get preference of being paid first in case of wind-up of the company. 3. Public Deposits Public also like to deposit their savings with a popular and well-established company which can pay interest periodically and payback the deposit when due. 4. Retained earnings The company may not distribute the whole of its profits among its shareholders. It may retain a part of the profits and utilize it as capital. The company may use its retailed earning as long-term investment i.e. expanding business, purchasing machinery, etc. 5. Term loans from banks As with short-term finance, banks are an important source of longer-term finance. Many industrial development banks, cooperative banks and commercial banks grant medium term loans for a period of three to five years. For businesses, using bank loans might be relatively easy but the cost of servicing the loan (paying the money and interest back) can be high. If interest rates rise then it can add to a businesses cost. Advantages: †¢ You get regular income and fixed dividend coming in even if the company is making profit or not. †¢ With this share, you do not have any interference in the management. †¢ There is Flexible Capital structure in this share. Disadvantage: †¢ In these shares, you are not eligible for extra dividend even if the Company make high profit. †¢ At the time of liquidation, noShow MoreRelatedThe New Eldercare Service Model Must Be One Of Inclusion1293 Words   |  6 Pages Chapter Health Disparities in America The new eldercare service model must be one of inclusion. We can no longer afford to marginalize any group of seniors. –Author Introduction I n the United States, wealth is the strongest determinant of health; and the strength of this relationship is profound and continues to increase. Wealth confers many benefits that are associated with health and quality of life outcomes. Wealth creates disparities in high quality education, employment, housing, childcareRead MoreEffects Of Divorce On Children s Socio Economic Success Essay1704 Words   |  7 Pagesgeneration. There is a dimension of literature that claims that children raised by lone parents generally perform relatively poorer than those brought up in two-parent set ups (Jeffrey 102-103). Divorce should be viewed as a series of events and not as a single event. It involves a confluence of factors and processes that occur during and after the divorce. This essay asserts that divorce has negative effects on Children s Socio-economic success. Divorce affects education in quantifiable termsRead MoreEnvironmental Factors911 Words   |  4 PagesEnvironmental factors impact health across life-course. Neighborhood and housing conditions influence health and well-being (Mier et al., 2017). Communities with higher social capital are stronger economically, because businesses are likely to be in abundance, and thriving, as people have easy access to them (Putnam, 2000). The literature suggest that neighborhood characteristics, such as SES, social cohesion, and ethnic segregation of neighborhoods significantly predict children’s health outcomes (Acevedo-GarciaRead MoreEconomic Growth And Its Effect On Society1737 Words   |  7 Pagesalmost completely stagnant, and there was no such thing as economic growth to the general public. This all changed when two different events occurred that greatly impacted the course of history. The first of these being the British industrial revolution in 1750, and then the more prominent American industrial revolution in 1870. Acting like a catalyst, these two events created a boom of economic growth unlike anything the world had ever seen. As certain nations have continued to expand, an importantRead MoreCarnegie Building Research Paper1421 Words   |  6 Pagesinto making communities in the City of Brotherly Love a better place in which children can grow. Internships are also offered for those who wish to learn and make an impact on a short-term basis. The agency has accomplished this by establishing many health and educational benefits for the children as well as the community. Both the Carnegie Building and PCCY represent efforts have bettered society through support in the sector of education. Members of society have received tremendous donations, suppliesRead MoreHuman Beings and Happiness Essay1540 Words   |  7 Pagesrepresents. The conceptualization of happiness as SWB has yielded important components of happiness, namely life satisfaction, or the overall satisfaction of an individual with his own life, satisfaction in life domains, or the satisfaction in work, health, marriage, etc., the dominance of positive affect, which refers to positive moods and emotions, and the diminishment of negative affect, or the negative moods and emotions. A person who has a high SWB also displays high levels of life satisfactionRead MoreEthical Challenges in Business: a Historical Event Worth Examination725 Words   |  3 PagesEthical Challenges in Business: A Historical Event worth Examination The movie Erin Brockovich is based on actual events involving corporate business knowingly endangering the health of local residents and the environment. This factual event is a great example of capitalism on steroids with no empathy for who are what is destroyed on their path for wealth. The events that unfold show the degenerative break down of ethical values through the business format of Pacific Gas and Electric. PGERead MoreOrgan Donation : Organ Organs1054 Words   |  5 Pagesdonation to strangers, whom are in critical health situations and need an organ transplant in order to survive. The problem is that there is a shortage of available organs. The organ donation process presents ethical dilemmas that will be discussed in this essay, as well as, solutions, alternative solutions and, ultimately, a final solution, that will be evaluated in relation to the ethical problem. To begin, there is a timeline of historical events significant to organ donation. In 1954 theRead MoreThe Future of South Africa1708 Words   |  7 Pagesin 1994 a black government. This lead to black empowerment, which was subjugated for hundreds of years. This however created a new series of health, educational and economical challenges the country would need to face. Cape Town’s mayor Helen Zille states that South Africa has five major challenges to overcome in its future. These are: - Unemployment - Health Issues (primarily HIV/AIDS rates) - Crime - Education - Poverty All of these challenges are directly related to South Africa’s economic situationRead MoreLiterature Review Of Literature On Economic Inequality1470 Words   |  6 Pagesliterature is diverse with recent works such as Richard Wilkinson and Kate Pickett’s The Spirit Level, which suggests that economic inequality has a detrimental effect on several factors such as increased crime, increased obesity, and worse mental health within a country. Simon Kuznets, an influential America economist set an economic paradigm which established that that economic growth and increased inequality was a part of the development process. Whilst there has always been a wide range of literature

Wednesday, May 6, 2020

Student Loan System For College Students - 1212 Words

Student Loan System Throughout the ages, society has evolved to overcome the challenges it faces from one generation to the next, by learning and advancing further than the previous ones. It has undergone a vast number of changes; however, mankind has never undermined the importance and necessity of a complex and well-educated society. Moreover, it is the duty of each one of us to make sure that the next generation takes a step further than the previous one. With this in mind, society has understood the importance of higher education for the future. Yet, the hesitation we witness today to pursue a degree is due to the high cost of student loans. Truly this is a terrifying thing which cannot be ignored, as it has a direct impact on the†¦show more content†¦In the first place, the interest rates have been rigged to increase dramatically in a very short period of time. The interest on the student loans has increased substantially resulting in huge debts for the outgoing graduat e. These rates have skyrocketed, â€Å"The average student loan debt was $18,550 in 2004; this figure has doubled over the decade and now represents a 56% increase† compared to the previous decade and we are fully aware that paying off such a debt would take a lifetime and is very difficult (End The Debt). This has begun giving graduate students the feeling of a never-ending debt. Due to this, there are a huge number of high-school students who are re-considering a college degree, even though they are fully aware of the necessity of qualification for many jobs. An interesting fact is how the student loan system has made a conscious effort to incorporate international students to finance their full-time MBA degrees. An example of this would be, â€Å"The Simon Business School at the University of Rochester in New York is offering a student loan program, with student loans ranging from $1,000 to the full cost of tuition† this is a very useful benefit to international students (Other News). However, it has become extremely complicated for Muslim students to even access these student loans as â€Å"Muslim students cannot claim a student loan mainly due to their religious belief that prevent them from

Muet Essay free essay sample

It is normal for people to describe the world now as a dog eat dog world where we sometimes need to literally hurt or harm another just for our own survival or good. Hence, it is not surprising for us to see an increase in crime and lawlessness in our society as we see people harden themselves to commit bad deeds against their fellow humans. Thus it is not wrong to say that most people commit crimes for selfish reasons as most crimes are caused by selfish desires like greed, lust, anger or jealousy. Many people commit crime for their desire for money. Everyday, we read reports of increase in the number of cases of snatch theft, armed robbery and burglary, embezzlement of funds, and cheating. These criminals selfishly think of their own needs and wants, and in order to get easy money without working hard to earn their own money, they selfishly force or coerce and trick others to part with their hard-earned money and possession. We will write a custom essay sample on Muet Essay or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page They don’t care if other people or families are affected or do not have enough, they just focus on themselves, what they want to do with the money they have taken by force. Sometimes, because of their love of money, they might just kill their uncooperative victims. In addition, many people commit heinous crimes out of lust. They just want to satisfy their sexual desires and as a result they might force another unwilling party to engage in sexual acts. It hurts our heart when we read of rape cases that happen, especially when they involve young children or even mentally handicapped victims. These victims’ whole lives are destroyed, and they are traumatized for a long time, but these rapists have no regard for all that. They were too selfish to think about other people except themselves. Lastly people also commit many other crimes for selfish reasons like anger or jealousy. We read reports of how people commit murder during fights or commit road rage or kill someone just to silent those who know their secret or have something that they covet for. Some even kill their lovers who have a change of heart. These murderers are very selfish because they deny someone else the chance to live just for their own interest, survival or anger. They don’t think of the hurt and harm they cause to those who might lose their loved ones because of their actions. Thus, the main driving force behind crimes is indeed selfishness. Although we are imperfect and would definitely seek our own interest, we must not deaden our conscience. If we are so self centered until we are willing to sacrifice others for our own good, we will reap the consequences one day.